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2. Year-to-date - Wikipedia

   en.wikipedia.org/wiki/Year-to-date

   Employees' income tax may be based on total earnings in the tax year to date. YTD describes the return so far this year. For example: the year to date (ytd) return for the stock is 8%. This means from January 1 of the current year to date, stock has appreciated by 8%.

3. How To Read a Pay Stub - AOL

   www.aol.com/finance/read-pay-stub-180050139.html

   YTD Net Pay: Amount of total net pay earnings from the first of the calendar year up to and including the pay stub’s pay period Check Number: The check number for the specific payment

4. 7-day SEC yield - Wikipedia

   en.wikipedia.org/wiki/7-day_SEC_yield

   The calculation is performed as follows: Take the net interest income earned by the fund over the last 7 days and subtract 7 days of management fees. Divide that dollar amount by the average size of the fund's investments over the same 7 days.

5. Utilization rate - Wikipedia

   en.wikipedia.org/wiki/Utilization_rate

   Looked at simply, there are two methods to calculate the utilization rate. The first method calculates the number of billable hours divided by the number of hours recorded in a particular time period. For example, if 40 hours of time is recorded in a week but only 30 hours of that was billable, the utilization rate would then be 30 / 40 = 75%.

6. How To Read a Pay Stub - AOL

   www.aol.com/read-pay-stub-193928053.html

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7. Present value - Wikipedia

   en.wikipedia.org/wiki/Present_value

   Present value. In economics and finance, present value ( PV ), also known as present discounted value, is the value of an expected income stream determined as of the date of valuation. The present value is usually less than the future value because money has interest -earning potential, a characteristic referred to as the time value of money ...