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  2. 4 Retirement Strategies for Small Business Owners - AOL

    www.aol.com/4-retirement-strategies-small...

    Specifically, employers with 50 employees or less can qualify for a 100% credit for the costs of creating and managing the plan. The credit lowers to 50% for businesses with 51 to 100 employees ...

  3. 7 Frugal Strategies for Building Your Retirement Savings - AOL

    www.aol.com/finance/7-frugal-strategies-building...

    Retiring early isn't easy -- but it is possible, even on a mid-range income. Check Out: I Retired Early -- Here's My Monthly Budget Read Next: 5 Genius Things All Wealthy People Do With Their ...

  4. 3 Ways to Make Retirement More Affordable That You May ... - AOL

    www.aol.com/3-ways-retirement-more-affordable...

    Image source: Getty Images. 1. Moving to a more affordable place. Moving in retirement can mean different things to different people. It might be: Downsizing to a smaller home in the same neighborhood

  5. Retirement plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Retirement_plans_in_the...

    Types of retirement plans. Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

  6. Michigan Office of Retirement Services - Wikipedia

    en.wikipedia.org/wiki/Michigan_Office_of...

    The Michigan Office of Retirement Services (ORS) administers retirement programs for Michigan 's state employees, public school employees, judges, state police, and National Guard. ORS also provides various retiree healthcare benefits, including traditional insurance plans, Personal Healthcare Funds, and Health Reimbursement Accounts.

  7. Florida Department of Management Services - Wikipedia

    en.wikipedia.org/wiki/Florida_Department_of...

    The Department of Management Services (DMS) is a Governor's agency. The Secretary is responsible for planning, directing, coordinating, and executing the powers, duties, and functions vested in the agency, its divisions, bureaus, and other subunits. The DMS Chief of Staff oversees the Office of Communications, Legislative Affairs, the Office of ...

  8. Here's Everything We Know About the 2025 Social ... - AOL

    www.aol.com/finance/heres-everything-know-2025...

    The 3.2% Social Security cost-of-living adjustment (COLA) for 2024 was a bit of a disappointment after the 8.7% COLA for 2023 set a 40-year high.

  9. CalSTRS - Wikipedia

    en.wikipedia.org/wiki/CalSTRS

    Website. CalSTRS.com. The California State Teachers' Retirement System ( CalSTRS) provides retirement, disability and survivor benefits for California's 965,000 prekindergarten through community college educators and their families. [1] CalSTRS was established by law in 1913 and is part of the State of California's Government Operations Agency.