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  2. Cheque clearing - Wikipedia

    en.wikipedia.org/wiki/Cheque_clearing

    Cheque clearing (or check clearing in American English) or bank clearance is the process of moving cash (or its equivalent) from the bank on which a cheque is drawn to the bank in which it was deposited, usually accompanied by the movement of the cheque to the paying bank, either in the traditional physical paper form or digitally under a cheque truncation system.

  3. Cheque - Wikipedia

    en.wikipedia.org/wiki/Cheque

    A cheque ( British English) or check ( American English ); is a document that orders a bank, building society (or credit union) to pay a specific amount of money from a person's account to the person in whose name the cheque has been issued. The person writing the cheque, known as the drawer, has a transaction banking account (often called a ...

  4. Substitute checks in the United States - Wikipedia

    en.wikipedia.org/wiki/Substitute_checks_in_the...

    A substitute check (also called an Image Replacement Document or IRD) is a negotiable instrument that is a digital reproduction of an original paper check.As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check, as authorized by the Check Clearing for the 21st Century Act (the Check 21 Act).

  5. 10 Best Check-Cashing Apps - AOL

    www.aol.com/13-best-check-cashing-apps-210123853...

    Cash government and payroll checks with a preprinted signature for a 1%, minimum $5, fee. All other checks have a 5% or $5 flat fee. What the app is best for: An alternative to a traditional ...

  6. What is a certified check? Definition, uses and cost - AOL

    www.aol.com/finance/certified-check-definition...

    A certified check is a personal check that an account holder’s bank has confirmed is backed by sufficient funds and bears a legitimate signature. The amount of money on a certified check is ...

  7. How Long Are Checks Good for: Do Checks Expire? - AOL

    www.aol.com/long-checks-good-checks-expire...

    Payroll, business, and personal checks all have a life expectancy of 180 days, or six months, from the date written on the check. After six months the check technically becomes “stale-dated”.