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The Government prefers to use Direct Deposit, which has been observed to be consistently executed shortly after midnight Pacific time. This is an unpublished operational detail that ensures all Canadians receive these payments at the same time, regardless of their time zone of residence.
The number is given as one of the following forms, where XXXXX is the transit number and YYY is the financial institution number: XXXXX-YYY for MICR -encoded documents. 0YYYXXXXX for electronic funds transfers. A leading zero is used when formatting a routing number for electronic payments.
The Canada Deposit Insurance Corporation (CDIC; French: Société d'assurance-dépôts du Canada) is a Canadian federal Crown Corporation created by Parliament in 1967 to provide deposit insurance to depositors in Canadian commercial banks and savings institutions.
Get a direct deposit form from the payer. For instance, if you want to set up direct deposit for your paycheck, you’ll get the form from your employer. Your bank may also have a form...
To set up direct deposit, you must fill out a form provided by an employer or the government. You’ll need to fill in your name, address, account number, and your bank’s name and routing number .
E-file and use direct deposit to avoid delays. If you’re relying on your refund, file early and electronically, and use direct deposit for refunds to prevent delays. Paper returns often take ...