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Mobile and online banking: ... Casting a wider net to cover credit union, online bank and community bank accounts makes more sense, McBride says. Comparing brokerage checking accounts.
The National Credit Union Administration is the U.S. independent federal agency that supervises and charters federal credit unions. As of December 31, 2022, there were 4,760 federally insured credit unions in the United States with 135.3 million members.
A credit union is a member-owned nonprofit cooperative financial institution. They may offer financial services equivalent to those of commercial banks, such as share accounts ( savings accounts ), share draft accounts ( cheque accounts ), credit cards, credit, share term certificates ( certificates of deposit ), and online banking.
Online banking, mobile banking, web bill pay, Apple Pay, PopMoney, online & mobile loan applications Altura Credit Union (Altura) is the largest credit union headquartered in Riverside County, California , with over 175,000 members and assets in excess of $2 billion, as of December 2022.