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An offset loan involves a savings account and a mortgage loan. The value of the savings account is subtracted from the value of the mortgage and the difference between the amounts is used to calculate the interest charged on the mortgage loan. [2] For example, if an accountholder has a $100,000 mortgage and $10,000 in their offset savings ...
53123257. Paycheck is a collection of science fiction stories by American writer Philip K. Dick. Although the collection appears with a 2003 copyright, it was first published by Gollancz in February, 2004. Many of the stories had originally appeared in the magazines Imagination, Startling Stories, Amazing Stories, Fantasy and Science Fiction ...
Stub period. In finance, in particular with reference to bonds and swaps, a stub period is a length of time over which interest accrues are not equal to the usual interval between bond coupons. [1] These periods normally occur because the interval between coupons does not fit neatly into the period for which the bond was issued, thus sometimes ...
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In unemployment insurance (UI) in the United States, the average high-cost multiple (AHCM) is a commonly used actuarial measure of Unemployment Trust Fund adequacy. . Technically, AHCM is defined as reserve ratio (i.e., the balance of UI trust fund expressed as % of total wages paid in covered employment) divided by average cost rate of three high-cost years in the state's recent history ...
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