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2. Automated clearing house - Wikipedia

   en.wikipedia.org/wiki/Automated_Clearing_House

   Banking. An automated clearing house (ACH) is a computer-based electronic network for processing transactions, [1] usually domestic low value payments, between participating financial institutions. It may support both credit transfers and direct debits. [2][3] The ACH system is designed to process batches of payments containing numerous ...

3. ACH Network - Wikipedia

   en.wikipedia.org/wiki/ACH_Network

   Portal. v. t. e. In the United States, the ACH Network is the national automated clearing house (ACH) for electronic funds transfers established in the 1960s and 1970s. It processes financial transactions for consumers, businesses, and federal, state, and local governments. ACH processes large volumes of credit and debit transactions in batches.

4. Check verification service - Wikipedia

   en.wikipedia.org/wiki/Check_verification_service

   Account status verification systems give you the status of the account as of the beginning of the business banking day. They tell you if there is an open active account at that bank and if the check is likely to clear. Status messages such as closed account, NSF, stop payment or invalid account can help determine if a check or ACH transaction ...

5. FedNow vs. ACH: How they differ - AOL

   www.aol.com/finance/fednow-vs-ach-differ...

   Today, ACH is the dominant payments system in the U.S. According to the National Automated Clearing House Association (NACHA), 88 percent of W-2 employees receive their paychecks via direct deposit.

6. The Personal Check Is Disappearing. Here's What Comes Next - AOL

   www.aol.com/finance/personal-check-disappearing...

   The newest type of payment— the first to be introduced in the U.S. since the ACH network in the 1970s—is called instant payments, in which money moves from your account to another account ...

7. The Clearing House Payments Company - Wikipedia

   en.wikipedia.org/wiki/The_Clearing_House...

   The Clearing House Interbank Payments System (CHIPS) is a bank owned automated funds-transfer system for domestic and international high value payment transactions in U.S. dollars. It is a real-time final settlement payment system that continuously matches, off-sets and settles payments among international and domestic banks.