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The Federal Employees' Retirement System (FERS) is the retirement system for employees within the United States civil service. FERS became effective January 1, 1987, to replace the Civil Service Retirement System (CSRS) and to conform federal retirement plans in line with those in the private sector. FERS consists of three major components:
Key findings from a 2023 MassMutual quiz about basic Social Security retirement benefits revealed 69% of respondents failed or barely passed. One-third, 34%, passed with a D grade while more...