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  2. Self-employed and worried about hitting your retirement ... - AOL

    www.aol.com/finance/self-employed-worried...

    Any business can set up a SEP-IRA, ... it could be worthwhile to engage a financial planner who’s familiar with these plans. To contribute, even if you’re self-employed, you must be at least ...

  3. 4 Retirement Strategies for Small Business Owners - AOL

    www.aol.com/4-retirement-strategies-small...

    Small business owners have a variety of retirement account options to choose from, each with its own advantages and considerations. The decision on which plan to adopt depends on specific factors ...

  4. How to budget in retirement: 7 steps to maintaining your ...

    www.aol.com/finance/how-to-budget-in-retirement...

    6. Review and adjust your budget regularly. Rest assured: Life doesn’t stop because you’ve retired. And neither should your financial planning. Make a plan to check in your budget every month ...

  5. Retirement plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Retirement_plans_in_the...

    Types of retirement plans. Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

  6. A complete guide to 401(k) retirement plans: What is a ... - AOL

    www.aol.com/finance/complete-guide-401-k...

    Unlike traditional pension plans, in which the employer promises a specified monthly benefit at retirement, 401 (k) plans are funded by contributions deducted directly from the employee’s ...

  7. Civil Service Retirement System - Wikipedia

    en.wikipedia.org/wiki/Civil_Service_Retirement...

    The Civil Service Retirement System ( CSRS) is a public pension fund organized in 1920 that has provided retirement, disability, and survivor benefits for most civilian employees in the United States federal government. Upon the creation of a new Federal Employees Retirement System (FERS) in 1987, those newly hired after that date cannot ...

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