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  2. MCU Branch & ATM Locations | Municipal Credit Union

    www.nymcu.org/branch-and-atm-locations

    Use the locator below to visit any of our 15 local branch locations or find one of the 33,000+ fee-free ATMs nationwide for convenient, on-the-go banking.

  3. Register for Digital Banking. Why MCU? Questions? Why Partner with Us? This web site, www.nymcu.org, is the only authorized web site of Municipal Credit Union of New York City, New York. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

  4. Join Forces to find the loan that’s right for you! If you're financing a new car, consolidating debt, funding your education, or searching for a new credit card, MCU has the consumer lending solutions you need. Join Forces Now. Join MCU. MCU Membership.

  5. First-Time Homebuyers Program | Municipal Credit Union - MCU

    www.nymcu.org/lending/residential-lending/first-time-homebuyer-program

    Congratulations! Let MCU help you start your homeownership journey off on the right foot. Eligible members can receive a first-time homebuyer discount off mortgage interest rates. Apply Now. Join MCU Today.

  6. Share Certificate | Municipal Credit Union - MCU

    www.nymcu.org/personal-banking/savings/share-certificate

    Enjoy higher dividends than basic savings accounts with terms from 6 to 36 months to match your short-term or long-term goals. A Share Certificate Account makes your savings plan simple with fixed rates and defined terms.

  7. Student Loans | Municipal Credit Union - MCU

    www.nymcu.org/personal-banking/student-banking/student-loans

    You Choose Your Future—We Help Get You There. If you aim to further your education and career, we have the loans to help you achieve your goals. Whether you are an undergraduate, career training, or graduate student, these flexible student loans are designed to meet your needs.

  8. Direct Deposit & Payroll Deduction | Municipal Credit Union - MCU

    www.nymcu.org/personal-banking/account-services/direct-deposit-and-payroll...

    You have 2 easy ways to deposit your paycheck, pension, Social Security, or any other recurring income—automatically! In addition to being simple and convenient, you will also get your payment 2 days in advance with direct deposit or payroll deduction.

  9. Home Equity Line of Credit (HELOC) | Municipal Credit Union - MCU

    www.nymcu.org/lending/consumer-lending/helocs

    An MCU Home Equity Loan has a fixed interest rate and typically delivers the funds to you in one lump sum. If you are looking for a more flexible option with a variable rate, consider a Home Equity Line of Credit (HELOC) with MCU.

  10. Credit Cards | Municipal Credit Union - MCU

    www.nymcu.org/personal-banking/credit-cards

    Use your credit card whenever and wherever you shop. Easily manage your budget by spreading larger expenses over time. Review and manage all plans, and payments in one place using the NYMCU Mobile App.

  11. Save with an MCU Club Account | Municipal Credit Union

    www.nymcu.org/personal-banking/savings/club-accounts

    Saving for a short-term goal like a dream vacation or upcoming holiday? When you open an MCU Club Account, we help you get there faster—so you can plan with peace of mind, knowing your savings are in full swing. Log In To Digital Banking. Join MCU Today.