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Discover Financial Services is an American financial services company that owns and operates Discover Bank, an online bank that offers checking and savings accounts, personal loans, home equity loans, student loans and credit cards.
Discover is the third largest credit card brand in the U.S., with 60.6 million cardholders or about 8% of cards in circulation, placing it well behind Visa (48%) and Mastercard (36%), but slightly ahead of American Express (7.5%).
In the United States, switching to a new Capital One card on Discover’s network from Mastercard or Visa would “not be very noticeable” because most U.S. businesses accept payments via all ...
There’s no monthly maintenance fee or required minimum balance for your account, making it a pretty simple savings account to use. Discover Online Savings Account. Best for a No Fee Savings...
“The deal also poses massive antitrust concerns, given the vertical integration of Capital One’s credit card lending with Discover’s credit card network.”
Usage. Visa, MasterCard, and American Express are card-issuing entities that set transaction terms for merchants, card-issuing banks, and acquiring banks. A credit card issuing company, such as a bank or credit union, enters into agreements with merchants for them to accept their credit cards.
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