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Direct deposit is a payment option where your funds are electronically transferred to your checking or savings account, eliminating a need for physical checks.
As a part of its implementation, the US Treasury Department paired with Comerica Bank and MasterCard in 2008 to offer the Direct Express Debit MasterCard prepaid debit card, which can be used to make payments to federal benefit recipients who do not have a bank account.
To do so, endorse the check, insert your ATM card into the machine and follow the deposit instructions. Direct deposit: You can set up your paycheck or government benefits to be...
With direct deposit of your paychecks and automatic payment of your bills, you don’t need to worry about mail delays and shuttered bank branches.
These payments are typically executed electronically as a direct deposit through a national payment system, operated by the banks or in conjunction with the government. Payment is typically initiated by the payer but can also be set up as a direct debit .
Direct deposit is a convenient way to receive your paycheck without requiring a paper check or a bank trip. Most banks offer direct deposit as a standard feature in their checking accounts.
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