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As a part of its implementation, the US Treasury Department paired with Comerica Bank and MasterCard in 2008 to offer the Direct Express Debit MasterCard prepaid debit card, which can be used to make payments to federal benefit recipients who do not have a bank account.
Direct deposit is a payment option where your funds are electronically transferred to your checking or savings account, eliminating a need for physical checks.
With direct deposit of your paychecks and automatic payment of your bills, you don’t need to worry about mail delays and shuttered bank branches.
Direct deposit is a convenient way to receive your paycheck without requiring a paper check or a bank trip. Most banks offer direct deposit as a standard feature in their checking accounts.
Green Dot also transfers individuals' direct deposit funds (such as Social Security payments) from the US government to personal bank accounts. They also provide co-branded card programs to Walmart , Boost Mobile , AT&T and Citibank .
The most common debit cards by Mastercard are branded Mastercard Direct (operated for the banks offer the card by Isracard). Otherwise (but to a much smaller scale) offered Mastercard Debit by banks like Israeli Discount Bank & Mercantile Bank.