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The Wall Street Journal Prime Rate (WSJ Prime Rate) is a measure of the U.S. prime rate, defined by The Wall Street Journal (WSJ) as "the base rate on corporate loans posted by at least 70% of the 10 largest U.S. banks". It is not the "best" rate offered by banks.
The prime rate stands at 5.50%, effective July 28, 2022 — an increase from the previous rate of 4.75%. This rate helps commercial banks and lending institutions figure out how much interest...
The current prime rate is 8.5 percent, but that doesn’t mean that people with prime credit should expect to only pay 8.5 percent APR on their credit cards. Credit card issuers determine...
As of 26 December 2023 the prime rate was 8.50% in the United States [2] and 7.20% in Canada. [3] In the United States, the prime rate runs approximately 300 basis points (or 3 percentage points) above the federal funds rate, which is the interest rate that banks charge each other for overnight loans made to fulfill reserve funding requirements.
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Summary. Description. Historical WSJ Prime Rate 1947 to June 2022.svg. English: Depiction of the data from http://mortgage-x.com/general/indexes/prime.asp and https://commons.wikimedia.org/w/index.php?title=File_talk%3AWSJ_Prime_Rate_Changes.svg (the various editions of the Wall Street Journal extracted from the https://en.wikipedia.org/wiki ...
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