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2. Earned income tax credit - Wikipedia

   en.wikipedia.org/wiki/Earned_income_tax_credit

   There is even an IRS form that can be used to request direct deposit into up to three separate accounts. [33] In addition, if a person obtains a divorce by December 31, that will carry, since it is marital status on the last day of the year that controls for tax purposes.

3. ACH Network - Wikipedia

   en.wikipedia.org/wiki/ACH_Network

   In 2001, there was a major reorganization of Nacha which led to financial institutions insured by the Federal Deposit Insurance Corporation becoming direct members making it much easier for the ACH network to be used by banks; that same year internet payments also went into effect which would go on to be a big part of ACH payments.

4. Card security code - Wikipedia

   en.wikipedia.org/wiki/Card_security_code

   The card security code is located on the back of Mastercard, Visa, Discover, Diners Club, and JCB credit or debit cards and is typically a separate group of three digits to the right of the signature strip On American Express cards, the card security code is a printed, not embossed, group of four digits on the front towards the right

5. AOL Mail

   mail.aol.com

   Get AOL Mail for FREE! Manage your email like never before with travel, photo & document views. Personalize your inbox with themes & tabs. You've Got Mail!

6. Overdraft - Wikipedia

   en.wikipedia.org/wiki/Overdraft

   The first overdraft facility was set up in 1728 by the Royal Bank of Scotland.The merchant William Hogg was having problems in balancing his books and was able to come to an agreement with the newly established bank that allowed him to withdraw money from his empty account to pay his debts before he received his payments.

7. Electronic benefit transfer - Wikipedia

   en.wikipedia.org/wiki/Electronic_benefit_transfer

   All states have systems that use magnetic stripe cards and "on-line" authorization of transactions. When paying for groceries, the SNAP customer's card is run through an electronic reader or a point of sale terminal (POS), and the recipient enters the PIN to access the food stamp account. Then, electronically, the processor verifies the PIN and ...