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  2. Banking in Australia - Wikipedia

    en.wikipedia.org/wiki/Banking_in_Australia

    Banking in Australia is dominated by four major banks: Commonwealth Bank, Westpac, Australia & New Zealand Banking Group and National Australia Bank.There are several smaller banks with a presence throughout the country which includes Bendigo and Adelaide Bank, Suncorp Bank, [1] and a large number of other financial institutions, such as credit unions, building societies and mutual banks ...

  3. Automated clearing house - Wikipedia

    en.wikipedia.org/wiki/Automated_Clearing_House

    ACH credit transfers are initiated by the payer and include payments such as: direct deposits, payrolls, retail payments and vendor payments. [5] ACH direct debit collections are initiated by the payee with pre-authorization from the payer; ACH direct debits include consumer payments such as utility bills, insurance premiums , mortgage loans ...

  4. History of Australia (1788–1850) - Wikipedia

    en.wikipedia.org/wiki/History_of_Australia_(1788...

    The history of Australia from 1788 to 1850 covers the early British colonial period of Australia's history. This started with the arrival in 1788 of the First Fleet of British ships at Port Jackson on the lands of the Eora, and the establishment of the penal colony of New South Wales as part of the British Empire.

  5. Election deposit - Wikipedia

    en.wikipedia.org/wiki/Election_deposit

    In Australian federal elections, a candidate for either the Australian House of Representatives or the Australian Senate is required to pay a deposit of $2,000. [1] [2] The deposit is refunded if the candidate or group gains at least 4% of first preference votes in the relevant electoral division.

  6. Luxbet - Wikipedia

    en.wikipedia.org/wiki/Luxbet

    Luxbet was an online betting company based in the Northern Territory, Australia.Luxbet was licensed by the Northern Territory Racing Commission and provided racing, sports and novelty betting options which encompass horse racing, harness racing, greyhound racing and feature racing, as well as American football, Australian rules football, baseball, rugby league, soccer matches and tennis.

  7. Fractional-reserve banking - Wikipedia

    en.wikipedia.org/wiki/Fractional-reserve_banking

    In January 2007, the amount of "central bank money" was $750.5 billion while the amount of "commercial bank money" (in the M2 supply) was $6.33 trillion. M1 is currency plus demand deposits; M2 is M1 plus time deposits, savings deposits, and some money-market funds; and M3 is M2 plus large time deposits and other forms of money.

  8. Electoral systems of the Australian states and territories

    en.wikipedia.org/wiki/Electoral_systems_of_the...

    Electoral systems of the Australian states and territories are broadly similar to the electoral system used in federal elections in Australia.. When the Australian colonies were granted responsible government in the 19th century, the constitutions of each colony introduced bicameral parliaments, each of which was based on the contemporaneous version of the Westminster system.

  9. Transaction account - Wikipedia

    en.wikipedia.org/wiki/Transaction_account

    A transaction account, also called a checking account, chequing account, current account, demand deposit account, or share account at credit unions, is a deposit account or bank account held at a bank or other financial institution. It is available to the account owner "on demand" and is available for frequent and immediate access by the ...