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A deposit is the act of placing cash (or cash equivalent) with some entity, most commonly with a financial institution, such as a bank.. The deposit is a credit for the party (individual or organization) who placed it, and it may be taken back (withdrawn) in accordance with the terms agreed at time of deposit, transferred to some other party, or used for a purchase at a later date.
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Direct deposit systems such as those in common use in the United States, by contrast, require the recipient's explicit approval, typically provided by filling out a form. Transferring funds from one personal bank account to another typically requires either a physical check or a wire transfer , which may incur a significant fee and require the ...
Demand deposits or checkbook money are funds held in demand accounts in commercial banks.These account balances are usually considered money and form the greater part of the narrowly defined money supply of a country.
VMS deposits are associated spatially and temporally with felsic volcanic rocks, usually present in the stratigraphy below the deposit, and often as the direct footwall to the deposit. Sediments are usually contiguous with VMS deposits in some form or another and typically are present as (manganiferous) cherts and chemical sediments deposited ...
A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates.
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