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  2. Public employee pension plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Public_employee_pension...

    Public employee pension plans in the United States. In the United States, public sector pensions are offered at the federal, state, and local levels of government. They are available to most, but not all, public sector employees. These employer contributions to these plans typically vest after some period of time, e.g. 5 years of service.

  3. Civil Service Retirement System - Wikipedia

    en.wikipedia.org/wiki/Civil_Service_Retirement...

    The Civil Service Retirement System ( CSRS) is a public pension fund organized in 1920 that has provided retirement, disability, and survivor benefits for most civilian employees in the United States federal government.

  4. Contra Costa County Employees' Retirement Association

    en.wikipedia.org/wiki/Contra_Costa_County...

    Contra Costa County Employees' Retirement Association (CCCERA) is a retirement association for Contra Costa County, California's public employees. It provides defined benefit plans to the county and other local agencies. The association is a system that provides retirement benefits to employees of Contra Costa County and 16 participating public ...

  5. Why Retirees Are Flocking to This One Retirement Account - AOL

    www.aol.com/finance/why-retirees-flocking-one...

    Retirement savings plans in the U.S. usually focus on 401(k) accounts, IRAs or pensions, but there's another option that has begun to draw interest from an increasing number of older Americans ...

  6. Retirement plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Retirement_plans_in_the...

    Types of retirement plans. Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

  7. 'Stick to the plan': Readers weigh in on early retirement - AOL

    www.aol.com/finance/stick-plan-readers-weigh...

    Another wrote; I retired at 56, union pension and benefits … Never looked back. This reader added: I retired at 63 with not much money saved. Living on a very small pension and Social Security ...

  8. Los Angeles County Employees Retirement Association

    en.wikipedia.org/wiki/Los_Angeles_County...

    The Los Angeles County Employees Retirement Association (LACERA) is an independent Los Angeles County agency that administers and manages the retirement fund for the County and outside Districts (Little Lake Cemetery District, Local Agency Formation Commission for the County of Los Angeles, Los Angeles County Office of Education, and South ...

  9. Michigan Office of Retirement Services - Wikipedia

    en.wikipedia.org/wiki/Michigan_Office_of...

    The Michigan Office of Retirement Services (ORS) administers retirement programs for Michigan 's state employees, public school employees, judges, state police, and National Guard. ORS also provides various retiree healthcare benefits, including traditional insurance plans, Personal Healthcare Funds, and Health Reimbursement Accounts.

  10. IBM offers employees new retirement account that looks a lot ...

    www.aol.com/finance/ibm-offers-employees...

    The average total employee retirement account contribution rate is 11% of their salary for those in plans with auto-enrollment, nearly 40% higher than the rate of 8% for those hired under ...

  11. Federal Employees Retirement System - Wikipedia

    en.wikipedia.org/wiki/Federal_Employees...

    The Federal Employees' Retirement System (FERS) is the retirement system for employees within the United States civil service. FERS became effective January 1, 1987, to replace the Civil Service Retirement System (CSRS) and to conform federal retirement plans in line with those in the private sector. FERS consists of three major components: