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According to the CRA website: It is secure and confidential. File your returns directly from one of the NETFILE-certified products available using the NETFILE webservice. Refunds are issued faster (in most cases, with direct deposit, you can receive your refund in as little as eight business days).
The Government prefers to use Direct Deposit, which has been observed to be consistently executed shortly after midnight Pacific time. This is an unpublished operational detail that ensures all Canadians receive these payments at the same time, regardless of their time zone of residence.
Get a direct deposit form from the payer. For instance, if you want to set up direct deposit for your paycheck, you’ll get the form from your employer. Your bank may also have a form...
The number is given as one of the following forms, where XXXXX is the transit number and YYY is the financial institution number: XXXXX-YYY for MICR -encoded documents. 0YYYXXXXX for electronic funds transfers. A leading zero is used when formatting a routing number for electronic payments.
You can follow this simple three-step process if you’d like to set up direct deposit into savings instead of your checking account: Obtain a direct deposit form from the payer
Direct deposit lets you receive recurring payments, such as paychecks and government benefits, directly to your bank account. You can enroll online to receive government benefits this way.