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New York Life's core product is whole life insurance, a type of life insurance offering lifelong protection that builds cash value over time. New York Life also sells term life insurance, universal life insurance, variable universal life insurance, long-term care insurance, annuities and disability insurance.
WAEPA offers up to $1.5M in coverage, as well as a Chronic Illness Rider, Guaranteed Issue Group Term Life Insurance, and Group Short-Term Disability Insurance for new federal employees. Since 1996, WAEPA has refunded over $101 Million dollars in premiums to its members. Member eligibility
Disability. Disability is the experience of any condition that makes it more difficult for a person to do certain activities or have equitable access within a given society. [1] Disabilities may be cognitive, developmental, intellectual, mental, physical, sensory, or a combination of multiple factors. Disabilities can be present from birth or ...
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Short-term disability insurance can temporarily replace your paychecks if you can't work because of an injury or illness. Some employers provide short-term disability insurance as an employee ...
The New York Disability Benefits Law ( DBL) is article 9 of the Workers' Compensation Law (which is itself chapter 67 of the Consolidated Laws of New York) and creates a state disability insurance program designed to provide employees with some level of income replacement in case of disability caused off-the-job.
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