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New York Life's core product is whole life insurance, a type of life insurance offering lifelong protection that builds cash value over time. [22] [23] New York Life also sells term life insurance, universal life insurance, variable universal life insurance, long-term care insurance, annuities and disability insurance. [23]
Annuities are used in retirement planning, while life insurance is a better choice to prevent financial catastrophe. Annuities may offer a death benefit like insurance does, but its primary...
In the United States, an annuity is a financial product which offers tax-deferred growth and which usually offers benefits such as an income for life. Typically these are offered as structured ( insurance) products that each state approves and regulates in which case they are designed using a mortality table and mainly guaranteed by a life insurer.
The company focuses on the sale of individual life insurance products and annuities, which include deferred annuities (fixed indexed and fixed rate annuities) and immediate annuities.
An income annuity is when you make a payment to an insurance company in return for regular income payments. It’s not life insurance, and your family doesn’t get a payout when you die.
The New York Life Building is the headquarters of the New York Life Insurance Company at 51 Madison Avenue in the Rose Hill and NoMad neighborhoods of Manhattan in New York City. The building, designed by Cass Gilbert, abuts Madison Square Park and occupies an entire city block bounded by Madison Avenue, Park Avenue South, and 26th and 27th Streets.
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