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  2. Wells Fargo Dealer Services (CH7) - myFICO® Forums - 4545105

    ficoforums.myfico.com/t5/Bankruptcy/Wells-Fargo-Dealer-Services-CH7/td-p/4545105

    Re: Wells Fargo Dealer Services (CH7) I would stay in your current car until you are at least 1 year post d/c. Or until NFCU will give you a great rate. EXL is a nice bodystyle for the Accord, gets good gas mileage and they are reliable. Just sit tight. Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012.

  3. Stay away from Wells Fargo Dealer Services - myFICO® Forums

    ficoforums.myfico.com/t5/Auto-Loans/Stay-away-from-Wells-Fargo-Dealer-Services/...

    Re: Stay away from Wells Fargo Dealer Services. In a simple interest loan (as most auto loans are) any additional payment will essentially go to principle. It may reduce the amount owed next month but it also lowers the amount that is being charged interest on each day. Message 8 of 36. 3 Kudos.

  4. Settling with Wells Fargo Dealer Services, any adv ... - myFICO®...

    ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Settling-with-Wells-Fargo...

    Hello All, I have an account with Wells Fargo Dealer Services that I'm attempting to resolve. The loan was opened in 2011. Fell behind on payments on 4/13. The car was repossessed in January of 2014. It is still showing on my credit report as a balance of $7,441 and still getting updated monthly.

  5. Late payment from Wells fargo dealer services - myFICO® Forums

    ficoforums.myfico.com/t5/Auto-Loans/Late-payment-from-Wells-fargo-dealer...

    FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706. Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9. Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000. NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000. NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%.

  6. SUCCESS w/ Wells Fargo Dealer Services - myFICO® Forums

    ficoforums.myfico.com/t5/Rebuilding-Your-Credit/SUCCESS-w-Wells-Fargo-Dealer...

    Re: SUCCESS w/ Wells Fargo Dealer Services - removal of two erroneous 30 day lates! Hello, I just bought a home and there was a lot going on, forward my mail as well but never received any mail from wells fargo and now my payment are 30 - 60 days late and my credit score went down about 80 points.

  7. Wells Fargo Dealer Services - Page 2 - myFICO® Forums - 3266436

    ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Wells-Fargo-Dealer-Services/td...

    Re: Wells Fargo Dealer Services. @Anonymous wrote: The address I have is: Wells Fargo Dealer Services. PO Box 1697. Credit Bureau Disputes. Winterville, NC, 28590. Thank you. Starting Score: EQ 615 (MyFICO) TU 588 (Walmart) EX 576 (EX Website) Started this journey 06/26/2014 Current Score: EQ 710 (MyFICO) TU 673 (Walmart) TU 726 (MyFICO) EX 706 ...

  8. Wells Fargo Dealer Services deletion score jump

    ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Wells-Fargo-Dealer-Services...

    My WFDS loan had a 30 day late showing from 1/2012. It was deleted and I got a 24 point jump! Thanks, MyFico forums! - 1940321 - 3

  9. Charged Off Wells Fargo Auto Loan - myFICO® Forums

    ficoforums.myfico.com/t5/Auto-Loans/Charged-Off-Wells-Fargo-Auto-Loan-Won-t...

    Re: Charged Off Wells Fargo Auto Loan - Won't Repo. I stopped paying on a Wells Fargo Dealer Services loan early 2015. Current balance is around $3,300. About 6 months later, I tried to work with them, but they only wanted payment in full. They threatened to repo.

  10. Wells Fargo Dealer Services Auto Loan included in Ch 7

    ficoforums.myfico.com/t5/Bankruptcy/Wells-Fargo-Dealer-Services-Auto-Loan...

    Re: Wells Fargo Dealer Services Auto Loan included in Ch 7. If you've been making payments, and are continuing to make payments they won't come pick it up. You might have your attorney see if they will negotiate down to the current KBB value of the car and allow you to make payments on that amount, and negotiate the APR.

  11. Wells Fargo Dealer Services - Late Payments - myFICO® Forums

    ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Wells-Fargo-Dealer-Services...

    Re: Wells Fargo Dealer Services - Late Payments - Have now found proof they are incorrectly marked. The academic answer is that it may matter, and getting the asserted late payment deleted might technically be of significance. However, the practical answer is that credit report exclusion may be adequate for your needs, and it might not be worth ...