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The Michigan Office of Retirement Services (ORS) administers retirement programs for Michigan 's state employees, public school employees, judges, state police, and National Guard. ORS also provides various retiree healthcare benefits, including traditional insurance plans, Personal Healthcare Funds, and Health Reimbursement Accounts.
Types of retirement plans. Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.
The Department of Management Services (DMS) is a Governor's agency. The Secretary is responsible for planning, directing, coordinating, and executing the powers, duties, and functions vested in the agency, its divisions, bureaus, and other subunits. The DMS Chief of Staff oversees the Office of Communications, Legislative Affairs, the Office of ...
Here’s a a roundup of five retirement account for small business owners: SIMPLE IRA (Savings Incentive Match Plan for Employees Individual Retirement Account) SIMPLE IRAs are exclusive to...
The Civil Service Retirement System (CSRS) is a public pension fund organized in 1920 that has provided retirement, disability, and survivor benefits for most civilian employees in the United States federal government.
How IBM is flipping the switch on pension plans. IBM ( IBM) contributes 5% of an employee’s salary to the accounts, which provide a 6% guaranteed, tax-deferred return for the first three years ...