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No-fault does not mean someone did not cause an accident, and the at-fault driver can still be held liable for damages beyond what everyone’s no-fault insurance covered. Each state has a...
No-fault insurance. In its broadest sense, no-fault insurance is any type of insurance contract under which the insured party is indemnified by their own insurance company for losses, regardless of the source of the cause of loss. In this sense, it is similar to first-party coverage.
Currently, 12 states follow no-fault insurance laws, with the remaining states and Washington, D.C. being considered at-fault states. In a no-fault state, both parties will file a claim...
At-fault accidents without insurance. If you are at fault for an accident and have insurance, your policy will likely cover accident-related damages up to your coverage limits.
Personal injury protection. Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage, because the statutes enacting it are generally known as no-fault laws, and PIP is designed ...
In a no-fault car accident, individuals submit their claims to their own insurance companies and receive compensation for certain financial losses relating to their car accident injuries.