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Discover is the third largest credit card brand in the U.S., with 60.6 million cardholders or about 8% of cards in circulation, placing it well behind Visa (48%) and Mastercard (36%), but slightly ahead of American Express (7.5%).
Discover Financial Services is an American financial services company that owns and operates Discover Bank, an online bank that offers checking and savings accounts, personal loans, home equity loans, student loans and credit cards.
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Meanwhile, Capital One customers will also have access to Discover’s payment network. In the United States, switching to a new Capital One card on Discover’s network from Mastercard or Visa ...
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Accepted payment methods. Credit or debit cards• American Express. • Visa (credit or debit) • Discover (credit or debit) • MasterCard (credit or debit) Direct debit is no longer available for...
“The deal also poses massive antitrust concerns, given the vertical integration of Capital One’s credit card lending with Discover’s credit card network.”
However, it carries a credit-card brand (such as Discover, Visa, MasterCard, American Express, or JCB) and can be used in similar ways just as though it were a credit card. Unlike debit cards, prepaid credit cards generally do not require a PIN. An exception are prepaid credit cards with an EMV chip.
The new card's feature set delivers some of the best qualities that consumers have been asking for in a credit card and builds upon Discover's leadership in rewards and customer service.