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Contact the lender if you find yourself in trouble. All businesses have rocky times. There may come a point when bills are due, but you don’t have the revenue to cover them.
3 steps to take after a cardholder dies. When a cardholder dies, it’s important to notify the credit card companies as soon as possible and put a freeze on the accounts.
Beneficiaries who can’t locate the insurance company listed on a policy should contact their state’s insurance department. If you know the insurance company, follow its steps to file a claim.
Finance refers to monetary resources and to the study and discipline of money, currency, assets and liabilities. [a] As a subject of study, it is related to but distinct from economics, which is the study of the production, distribution, and consumption of goods and services. [b] Based on the scope of financial activities in financial systems ...
A hedge is an investment position intended to offset potential losses or gains that may be incurred by a companion investment. A hedge can be constructed from many types of financial instruments, including stocks, exchange-traded funds, insurance, forward contracts, swaps, options, gambles, [1] many types of over-the-counter and derivative products, and futures contracts.
Sharpe ratio. In finance, the Sharpe ratio (also known as the Sharpe index, the Sharpe measure, and the reward-to-variability ratio) measures the performance of an investment such as a security or portfolio compared to a risk-free asset, after adjusting for its risk. It is defined as the difference between the returns of the investment and the ...
2. Make more frequent payments. You can reduce the interest you pay on credit card debt by making multiple payments on your balance each month. Taking this step reduces your average daily balance ...
The top curve shows the tax shield gains of debt financing, while the bottom curve includes that minus the costs of bankruptcy. The trade-off theory of capital structure is the idea that a company chooses how much debt finance and how much equity finance to use by balancing the costs and benefits. The classical version of the hypothesis goes ...