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The first working credit union models sprang up in Germany in the 1850s and 1860s, and by the end of the 19th Century had taken root in much of Europe. They drew inspiration from cooperative successes in other sectors, such as retail and agricultural marketing (see history of the cooperative movement ).
Website. www .csumb .edu. California State University, Monterey Bay ( CSUMB or Cal State Monterey Bay) is a public university in Monterey County, California. CSUMB's main campus is located on the site of the former military base Fort Ord, straddling the cities of Seaside and Marina, about one mile inland from Monterey Bay along the Central ...