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Across all brands the bank operates some 1800 sites in the UK. HSBC UK Bank plc is the only one of Britain's big five banks to hold more deposits than loans (loan:deposit ratio of 90%). [2] This has led to the bank being seen as a less risky proposition than the other banks by investors and customers, as it is able to fully fund its own operations.
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The Co-operative Bank is the only UK high street bank with a customer-led Ethical Policy which is incorporated into the bank's articles of association. The Ethical Policy was introduced in 1992 and incorporated into the bank's constitution in 2013. The policy was revised and expanded in 2015 in line with over 320,000 customer responses to a poll.
In February 2022, Starling created a subsidiary business for its banking-as-a-service platform, Engine, through which it plans to white-label to other firms to allow them to use its systems for processing payments, card transactions and opening customer accounts. [46] Welsh Government video of Anne Boden introducing herself and Starling Bank ...
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Santander UK plc (UK: / ˌ s æ n t ən ˈ d ɛər,-t æ n-/, US: / ˌ s ɑː n t ɑː n ˈ d ɛər /) [3] is a British bank, wholly owned by the Spanish Santander Group.Santander UK plc manages its affairs autonomously, with its own local management team, responsible solely for its performance.