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Boosting your retirement savings as a business owner requires strategic planning and disciplined financial management. Here are seven effective strategies to enhance your retirement...
In many ways, Gen X — those born between 1965 and 1980 — has led our nation’s experiment in the shift away from a pension system to a 401 (k) system, requiring individuals to save and ...
Here are some retirement savings tips and takeaways: Along with employer contributions, saving roughly at least 15% of your income per year is recommended by most financial advisors.
5. Try income annuities. An income annuity is when you make a payment to an insurance company in return for regular income payments. It’s not life insurance, and your family doesn’t get a ...
Your retirement savings options aren’t limited to an SEP IRA or a Roth IRA. You can also invest in a traditional IRA , which functions similarly to a 401(k) plan in reducing your tax liability.
A variable annuity is a contract between you and an insurance company. It allows you to grow your retirement savings and receive a steady stream of payments later.