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Boosting your retirement savings as a business owner requires strategic planning and disciplined financial management. Here are seven effective strategies to enhance your retirement...
Bump-up CD. A bump-up CD — also called a “raise your rate” CD — builds in the ability for you to request a one-time rate increase if CD rates go up during your lock-in term. Longer term ...
A key factor in making your retirement savings last a lifetime is to save more. To find extra savings each month, create a budget and look for areas where you can cut back — or look for ways...
Application retirement, also called application decommissioning [1] and application sunsetting, is the practice of shutting down redundant or obsolete business applications while retaining access to the historical data.
The appeal of retirement age flexibility is the focal point of an actuarial approach to retirement spend-down that has spawned in response to the surge of baby boomers approaching retirement. The approach is based on personal asset/liability matching process and present values to determine current year and future year spending budget data points.
Obtaining a financial plan. Producers such as a financial planner or financial adviser can help clients develop retirement plans, where compensation is either fee-based or commissioned contingent on product sale; see Professional certification in financial services.