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Municipal Credit Union (MCU) is a state chartered credit union headquartered in New York City, regulated under the authority of the National Credit Union Administration (NCUA). MCU is metro New York's largest credit union. As of 2018, MCU had $2.68 billion in assets. [1]
Membership restrictions. In the United States, as elsewhere, credit unions were historically formed around a single church, place of work, labor union, or town. Membership was limited to those who were in the field of membership.
Municipal Credit Union has better benefits for members. Despite similar loan sizes, MCU offers much lower rates and doesn’t have an origination fee.
Waltham, MA— Members of Hudson Municipal Employees Federal Credit Union (HMEFCU) voted on February 21 to approve a merger with RTN Federal Credit Union, headquartered in Waltham.
WALTHAM, MA – RTN Federal Credit Union announced Monday its merger with Hudson Municipal Employees Federal Credit Union. The merger was approved last week by members of Hudson (HMEFCU)...
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A credit union is a member-owned nonprofit cooperative financial institution. They may offer financial services equivalent to those of commercial banks, such as share accounts ( savings accounts ), share draft accounts ( cheque accounts ), credit cards, credit, share term certificates ( certificates of deposit ), and online banking.
With branches in New York City, Westchester and Long Island, members also have access to the credit union’s large and growing ATM network.
The credit union is also preparing to launch an enhanced mobile banking app to offer convenient and secure banking on the go to its members.
Municipal Credit Union Launches 2018 Scholarship Program $71,000 In Scholarships Available For College-Bound High School Seniors; Applications Available at All Long Island Branches and Online
The National Credit Union Administration is the U.S. independent federal agency that supervises and charters federal credit unions. As of December 31, 2022, there were 4,760 federally insured credit unions in the United States with 135.3 million members.