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Website. hvcu.org. Hudson Valley Credit Union (Formerly Hudson Valley Federal Credit Union) is a credit union serving the New York counties of Dutchess, Orange, Ulster, Putnam, Rockland, Westchester, Greene, Columbia, Albany, Rensselaer, Schenectady, and Saratoga. [1] Initiated in 1963 in Poughkeepsie, New York, the institution has 287,000 ...
Term sheet. A term sheet is a bullet-point document outlining the material terms and conditions of a potential business agreement, establishing the basis for future negotiations between a seller and buyer. It is usually the first documented evidence of a possible acquisition. [1] It may be either binding or non-binding.
Employee benefits in the United States include relocation assistance; medical, prescription, vision and dental plans; health and dependent care flexible spending accounts; retirement benefit plans (pension, 401 (k), 403 (b) ); group term life insurance and accidental death and dismemberment insurance plans; income protection plans (also known ...
Employee stock options (ESO) is a label that refers to compensation contracts between an employer and an employee that carries some characteristics of financial options. Employee stock options are commonly viewed as an internal agreement providing the possibility to participate in the share capital of a company, granted by the company to an ...
Cost reduction is the process used by organisations aiming to reduce their costs and increase their profits, or to accommodate reduced income.Depending on a company’s services or products, the strategies can vary.
Rubber pad forming process, 1: bottom of the press. 2: lower die. 3: sheet metal. 4: rubber pad. 5: top of the press. Rubber pad forming ( RPF) is a metalworking process where sheet metal is pressed between a die and a rubber block, made of polyurethane. Under pressure, the rubber and sheet metal are driven into the die and conform to its shape ...